muniba.mian@century21.ca      416-909-5662

$639,000
Available - For Sale
Listing ID: S12731804
290 George Street , Midland, L4R 2W9, Simcoe


Perfect First Home With Built-In Income Potential Looking for a smart way to get into the market? This legal, low-maintenance duplex is an ideal opportunity for first-time buyers who want flexibility, comfort, and help with the monthly costs. Built in 1989 and thoughtfully updated with over $70,000 in cosmetic upgrades, this home offers two self-contained units-perfect for living in one while earning income from the other. The upper unit, renovated in 2021 and currently vacant, features a bright and spacious 3-bedroom, 1-bath layout with over 1,000 sq. ft. of living space, a large kitchen with breakfast area, and in-suite laundry-move in right away and make it your own. The lower unit, renovated in Summer of 2025, offers a comfortable 2-bedroom, 1-bath layout (approx. 870 sq. ft.) with its own kitchen, breakfast area, and in-suite laundry, and is currently tenanted, providing immediate rental income to help offset your mortgage. Each unit has its own private driveway, offering added privacy and convenience. Located just minutes from the waterfront and downtown strip, close to everyday amenities, and only a 15-minute drive to Balm Beach, this home combines lifestyle and long-term value. Whether you choose to live upstairs and rent the lower unit, or explore short- or long-term rental options in the future, this property gives you options-something every first-time buyer can appreciate. Move-in ready and income-smart. Extras: Separately metered units, central air and furnace, propane heating, exterior wired security cameras, deck, and future potential to add a garden suite for additional income.
Price $639,000
Taxes: $3600.00
Occupancy: Tenant
Address: 290 George Street , Midland, L4R 2W9, Simcoe
Directions/Cross Streets: Hugel St. and William St.
Rooms: 5
Rooms +: 4
Bedrooms: 3
Bedrooms +: 2
Family Room: F
Basement: Apartment, Walk-Up
  Level/Floor Room Length(ft) Width(ft) Descriptions
Room 1 Ground Living Ro 11.48 15.97 Laminate, Large Window, Pot Lights
Room 2 Ground Kitchen 11.48 10.99 Laminate, Quartz Counter
Room 3 Ground Primary B 11.97 13.97 Laminate
Room 4 Ground Bedroom 2 10.5 7.97 Laminate
Room 5 Ground Bedroom 3 9.97 11.97 Laminate
Room 6 Basement Living Ro 11.48 15.97 Vinyl Floor
Room 7 Basement Primary B 10.99 9.97 Vinyl Floor
Room 8 Basement Bedroom 2 10.99 9.97 Vinyl Floor
Room 9 Basement Kitchen 11.48 10.99 Vinyl Floor
Washroom Type No. of Pieces Level
Washroom Type 1 4 Ground
Washroom Type 2 4 Basement
Washroom Type 3 0
Washroom Type 4 0
Washroom Type 5 0
Total Area: 0.00
Property Type: Duplex
Style: Bungalow-Raised
Exterior: Brick, Vinyl Siding
Garage Type: None
(Parking/)Drive: Private
Drive Parking Spaces: 4
Park #1
Parking Type: Private
Park #2
Parking Type: Private
Pool: None
Approximatly Square Footage: 700-1100
CAC Included: N
Water Included: N
Cabel TV Included: N
Common Elements Included: N
Heat Included: N
Parking Included: N
Condo Tax Included: N
Building Insurance Included: N
Fireplace/Stove: N
Heat Type: Forced Air
Central Air Conditioning: Central Air
Central Vac: N
Laundry Level: Syste
Ensuite Laundry: F
Sewers: Sewer
Utilities-Hydro: Y
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Percent Down:
Down Payment $ $ $ $
First Mortgage $ $ $ $
CMHC/GE $ $ $ $
Total Financing $ $ $ $
Monthly P&I $ $ $ $
Expenses $ $ $ $
Total Payment $ $ $ $
Income Required $ $ $ $

This chart is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.

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This calculator is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.
Although the information displayed is believed to be accurate, no warranties or representations are made of any kind.
CENTURY 21 HERITAGE GROUP LTD.
Personal Picture
Muniba Mian
Sales Representative
Dir:
416-909-5662
Bus:
905-239-8383
 
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At a Glance:
Type: Freehold - Duplex
Area: Simcoe
Municipality: Midland
Neighbourhood: Midland
Style: Bungalow-Raised
Lot Size: x 100.00(Feet)
Approximate Age:
Tax: $3,600
Maintenance Fee: $0
Beds: 3+2
Baths: 2
Garage: 0
Fireplace: N
Air Conditioning:
Pool: None
Locatin Map:
Payment Calculator:
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